Terms of Use
Last updated: 4 August 2026
These terms govern your use of the Osool platform. By using the platform you accept them.
01The service
Osool is a personal wealth record-keeping platform. It lets you track real estate projects, investment positions, personal income and expenses, debts, and charitable grants, and it aggregates them into a net-worth summary.
02Not financial advice
Osool records and aggregates figures you provide. Nothing in the platform — including valuations, profit and loss calculations, or any summary or chart — is investment, tax, or financial advice, and no advisory relationship arises between us. Decisions you take on the basis of what you see here are yours alone, and we recommend consulting a licensed adviser before acting on them.
03Accuracy of your data
The platform reflects what you enter. Purchase prices, quantities, dates, ownership percentages, and manual valuations are your responsibility, and we do not verify them. A net-worth figure is only as accurate as the records behind it.
04Market prices
Prices for market-valued positions come from third-party providers and are indicative only. They may be delayed, incomplete, or unavailable, and we do not warrant their accuracy. Where a live price cannot be retrieved, the platform falls back to the last price you set.
05Your account
You are responsible for the accuracy of your account details, for the confidentiality of your credentials, and for all activity conducted through your account. Notify us immediately of any unauthorised use.
06Acceptable use
You will not use the platform for any unlawful purpose, attempt unauthorised access to others' data, disrupt or overload the service to the detriment of its users, or upload content that infringes third-party rights.
07Ownership of content
Your records and documents remain yours. The platform software, design, and marks remain ours. We grant you a non-exclusive, non-transferable licence to use the platform for the duration of your subscription.
08Subscription and payment
Fees are set by the plan you select and are exclusive of VAT, which is added at the rate in force where applicable. Subscriptions are invoiced in advance, and we may suspend the service for non-payment after notifying you.
09Service availability
We aim to provide the service continuously without warranting that it will be uninterrupted, and we may carry out scheduled maintenance, notifying you in advance where practicable.
10Limitation of liability
We are not liable for indirect or consequential loss, or for loss of profit or data, and our total aggregate liability does not exceed the fees paid in the twelve months preceding the event. Nothing limits any liability that cannot be limited under UAE law.
11Termination
You may end your subscription at any time. We may terminate or suspend the service for a material breach of these terms. On termination we allow you to export your records within a reasonable period.
12Changes to these terms
We may amend these terms and will notify you of any material change before it takes effect. Continuing to use the platform after it takes effect constitutes acceptance.
13Governing law and jurisdiction
These terms are governed by the laws of the United Arab Emirates and the applicable laws of the Emirate of Dubai, and the competent courts of Dubai have jurisdiction.